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Helpful Information on Business Finance Loans

By: Aaliyah Jordan|In: Stock Prices|Last Updated: December 29, 2019

When starting a business or if in need for some financial help for an existing business, there are several business finance loans. Depending on the size of the loan and the business will help in the decision on what one is right for you.

Guaranteed Loans From the Small Business Administration

The small business administration does not give you the loan directly, but can guarantee the financial institution that it will be paid. These loans go according to the requirements of the small business association. The 7(a) loan program is the most flexible and the one that SBA uses primarily. The major types of 79a) loans are express programs, export loan programs, rural lender advantage program, special purpose loans program, CDC/504 loan program, microloan program, and disaster assistance loan program. These loans are made for existing and start-up businesses.

Prior to Applying for a Small Business Administration Loan

There is …

By: Aaliyah Jordan|In: Stock Market|Last Updated: December 19, 2019

If you are one of the thousands of people thinking about changing your vehicle then you should consider buying new cars on finance. There are a number of deals available now that can make finance products a practical option for your next car purchase.

Buying a New Car

There are many reasons why people buy new cars. They may be looking for something more economical and reliable or want to upgrade their car to a more luxurious model. Whatever the reason for buying new cars you could fund your purchase with a finance deal. Buying cars on finance is very straightforward these days and there are many different types of products available on the market. This means you can shop around and find the best deal for your needs and situation.

Shopping Online

The Internet is one of the best places to find great deals on car finance products. There …

By: Aaliyah Jordan|In: Financial Times|Last Updated: November 20, 2019

Who are those people that make lots of money in the stock market? Do you know anyone?

Do they even exist?

Well, yes, there are people who make fortunes investing in stocks… and they aren’t solely working on Wall Street.

The difference between those who make tons of money investing in stocks and those who grudgingly shrug their shoulders at yet another disappointing stock statement is illustrated by my tale of two investors.

Daniel is 46 years old, married, and works for the government. In some of his spare time he reads the Wall Street Journal and some online stock investing blogs. He works 40 hours per week… well yeah, he still works at the same job he’s been at for 21 years. Daniel started investing in stocks 15 years ago. As of this year, after a very dismal 2008 and 2009, his annual rate or return is 4 percent.…

By: Aaliyah Jordan|In: Finance|Last Updated: November 10, 2019

Sales and financial pitfalls. What do these two have in common? Let me give you two hints:

You walk into a retail store advertising 50 percent off store wide sale. You walk out the store after spending $150. Your budget was $80. Although it was over your budget, you did manage to walk out the store with more items for $150 than you could have without the sale.

When reading “financial crisis of 2008 to 2010” what images and emotions come to mind?

What they both have in common is fixation. For the majority of people, our minds are preoccupied with the idea of saving money on a sale and a memorable moment impressed upon our frontal lobe that seems to never fade.

The advertisement of a sale has no advantage unless you are saving money. Typically, we tend to overspend when there’s a sale which makes it difficult to …

By: Aaliyah Jordan|In: Personal Finance|Last Updated: October 23, 2019

Accounting period

Newly established business entities can choose a date for the initial accounting period. After that, accounts must be closed every twelve months.

If an entity wants to change its accounting period, it must obtain written approval from the Commercial Registration Department and the Revenue Department.

Account Book

The Accounts Act 2000 regulates the rules regarding accounting of accounts and supporting documents.

The law also stipulates qualifications from bookkeepers, who must be Thai residents, proficient in Thai, and graduates from vocational high schools or universities with a minimum Bachelor of Accounting degree.

The Civil and Commercial Code also provides general rules about accounts that must be maintained.

Recording accounting entries can be done in English, but a Thai translation must be added. All accounting entries must be written in ink, typed or printed. The computerized accounting system should be registered with the Department of Commerce and the Department of …