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Starting Your Own Business? Venture Capital Questions – To VC or Not VC?

By: Aaliyah Jordan|In: Financial Times|Last Updated: September 19, 2019

Starting Your Own Business? Venture Capital Questions – To VC or Not VC?

Of course nothing to do with Shakespeare, but an old question nevertheless. If you are starting up a new business, or expanding your current one, should you partner with an investor/VC? If you do what should you expect? The choice depends on your ambition and the success depends on your partner of choice.

From an investor’s point of view, the next 4-5 years represents an excellent recruitment market window. The market is far from buoyant but the sentiment is on an upwards curve. Like buying a house, no-one wants to buy at the peak of the market or at the bottom of a lifeless trough. But catch the market as it’s rumbling into life and you’re on to a winner. If it’s good timing for investors to get back into growth mode it’s an ideal time for business owners.

Ambition.

Are you ambitious? Of course you are. You …

By: Aaliyah Jordan|In: Finance Calculator|Last Updated: September 4, 2019

Most people join the working world in their 20’s. After this, they will take on countless challenges and many years of working hard. They will sacrifice many things when they become parents and will look forward to their golden retirement years. Most people only really consider what their retirement plans are when they are well into their 50’s.

What most people fail to realize is that planning for the day of retirement is about much more than sipping coffee on the verandah. When thinking of retirement there are several key questions which would need answering, long before the day arrives when you finally leave work for the last time.

Here are a few things you will need to consider before you finally retire:

Planning Is Essential

Retirement is the perfect time to start thinking about what you want. If you’re lucky you will no longer be responsible for children and …

By: Aaliyah Jordan|In: Finance News|Last Updated: August 31, 2019

Finance Recruiters, What to Do When You Need One

When many people hear of recruiters they immediately start getting nervous. Looking for employment can be a nerve racking experience. You may be unsure of what they are going to ask you or whether your resume is impressive enough. Recruiters are generally professionals whose services are contracted by companies that are looking for people to fill positions. They look for the most suitable candidates to fulfill their clients’ needs.

Candidates can also use head hunters to develop their careers. Finance recruiters just like any other type out there will test your ability and willingness to be controlled throughout the recruitment process. If they feel that you are being difficult they will not hesitate to take you off the list. They are qualified in the various fields of recruitment like resume tips, salary negotiation techniques and other job hunting skills.

When you are dealing with finance recruiters, it is important to …

By: Aaliyah Jordan|In: Household Finance|Last Updated: August 28, 2019

Debt Crisis Mounts for UK Households Leaves Thousands Turning To Debt Consolidation Loans

Spiralling debts from credit cards, pay day lenders and heavy interest bank loans can easily derail your financial status and the consequences of missed repayments can be intimidating and stressful for thousands of vulnerable borrowers across the UK. Figures published at the start of 2019 have revealed that UK household debts have risen by two-fifths in just six months. The report from Aviva’s Family Finances has shown that the average debt is now £13,520 – an increase of £4,000 from £9,520 in summer 2018.

The figure – which doesn’t include mortgage debt – revealed the average amount owed is 24 per cent higher than in winter 2011 when the data was first recorded.

Whilst taking out a loan is extremely common, the burden of mounting debts can not only affect your spending ability by taking a substantial wedge out of your monthly budget, it can also affect your credit score …

By: Aaliyah Jordan|In: Structured Finance|Last Updated: August 28, 2019

When applying for organization finance loans, the cash you get may be utilized on a range of selections. One item may be the property for which the company will likely be positioned. If the developing you’re going to be leasing wants improvement, it is possible to make use of the funds for that. The funds can also be applied for any renovation or building that desires to become done. The enterprise will will need supplies which you can make use of the loan towards. For example, the buy of furniture, electronics, machinery you may will need, and fixtures.

Acquiring Approval for Company Finance

Prior to applying for business enterprise finance you are going to choose to check your company credit score. Ask the lending institution what’s the minimum business credit score is necessary to become authorized. You may would like to know this details, so you do not apply at …