If you’re a college student, you may be wondering about the best personal finance topics to discuss in class. A lot of these topics have been discussed by financial experts in the past, including Jacob Rivas, a millennial and gen-z expert. However, some people might find these topics too technical for a college student’s grasp. For example, it is important to know how to save and invest.

Budgeting

Many students don’t know how to manage their finances and may need some guidance. Budgeting involves determining how much money you have each month, dividing that amount by your income, and making adjustments as necessary to avoid debt. Although budgeting may seem complicated and time-consuming, it’s actually quite simple. It is a critical tool for managing your finances. In college, your spending habits are changing, and you’ll likely have to incur debt to pay for your education. Budgeting can help you avoid …